
Description
Insider Secrets the Banks Won’t Reveal
Two years ago, the mortgage industry imploded and the real estate market collapsed, changing all of the rules for qualifying and getting a mortgage. Whether you want to buy a new house, refinance your mortgage or work with your lender to modify your existing loan, there is a whole new guidebook. Author and real estate expert, Dale Robyn Siegel, will take you through the current lending process and how to qualify for getting the best loan in today’s world. You will learn:
- How your FICO score affects both your down payment and your interest rate
- How to calculate your own income to expense ratios, just as the banks do
- How much money you need to have to buy a home and what assets are best to use
- How the new appraisal standards WILL affect your loan
- How to choose the smartest mortgage program for yourself
- When to refi and how to avoid it
- How to deal with your lender if you need to do a mortgage modification
In the new world of mortgages, it is not who you know, but what you know. Get smart! Spend three hours with Dale Robyn Siegel and find the power of knowledge! Never make a
mortgage mistake or get ripped off again. Dale Robyn Siegel is a licensed attorney in New York and President of Circle Mortgage Group. She is an adjunct professor at NYU Schack Institute of Real Estate as well as Baruch College. Her latest book is The New Rules for Mortgages.
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